Virtual Terminal and Secure Gateway

Virtaul terminals are popular with businesses that accept payments over the phone.

A modern, flexible payments platform built for online, remote, and recurring transactions — designed to simplify billing, improve cash flow, and support lower processing costs.

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Email & Text Invoices

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Custom Payment Page

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Virtual Terminal

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Secure Card-on-File Storage

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Automated Billing & Faster Payments

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Automated Billing & Faster Payments

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Recurring & Subscription Billing

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Dual-Pricing for Online Payments

Digital Invoicing

Send invoices and get paid

Get paid your way: send digital invoices, sell through a full e-commerce storefront, embed 'Pay Now' buttons, or process transactions via a virtual terminal, we’ve got you covered.

Whether you have an ecommerce store selling products, services, or subscriptions, we've got the tools to help you grow online.

Highlights Summary

Online Payments

Online Payments

Take your business online with flexible, secure payment solutions from

E-commerce

Virtual terminals

Invoicing

"Pay Now" buttons and more. 

Secure Payment Gateway

Secure Payment Gateway

Gateways with API support allows web or software developers to integrate secure, online, credit card payments with any eCommerce application.

Integration support

Developer-friendly APIs

Protected data

Subscription & Recurring Billing

Subscription & Recurring Billing

Make it easy for repeat customers to purchase with one-click shopping cart or recurring billing tools.

Invoice Payments

Invoice Payments

Create and send professional invoices, get paid quickly with the ability to pay now. Great for service or B2B e-commerce.

 

Hosted Payment Pages & Pay Links

Hosted Payment Pages & Pay Links

"Collect payments instantly with secure, branded hosted payment pages or simple pay links—no custom development, coding, or complex setup required."

 

Integrations + Plugins

Integrations + Plugins

If your business also accepts in-store payments or plans to in the future, you can choose from our point-of-sale (POS) and payment terminal solutions, all seamlessly integrated with the Gateway.

Out-of-the-box add-ons

eCommerce plugins

B2B solutions

Grow Your Online Store

When you partner with Encore Payments, you gain more than just a payment processor; you get a dedicated partner with deep experience in e-commerce and online retail.

Why E-Commerce Merchants Choose Encore Payments

  • Onboarding with banking partners that know your business
  • Account approval (Usually Within 24–48 Hours)
  • Seamless integration with all major e-Commerce platforms
  • Secure, PCI-Compliant Gateway Solutions
  • 24/7 U.S.-Based Support From Real Experts
  • Fraud Prevention and Chargeback Management Tools

Following the Journey of a Gateway Transaction

Every transaction travels securely from the checkout button to your bank account.

Developers can build workflows Fast, such as creating subscriptions, updating plans, and handling usage-based billing with Our Developer-Friendly SaaS APIs & SDKs. Explore Code Examples, REST APIs, and Server-Side SDKs. 

Payment Initiation and Authorization:

Payment details are verified with the card network or issuing bank confirming available funds.

Transaction Funds Settlement:

Funds from approved sales are deposited directly into your bank account according to the set schedule.

Intelligent Routing and Fast Processing:

The transaction routes through the merchant account with & Instant Fraud Defense

Reporting and Reconciliation:

Keep your accounting team happy with clear, up-to-date transaction records.

Boost Online Revenue with a Trusted Payment Partner

Operating an online store means competing in the global e-commerce marketplace, every click counts. Encore Payments helps businesses of all sizes process transactions securely, optimize checkouts, and boost revenue with cutting-edge payment gateways and merchant solutions.

Equip your website with a versatile payment gateway designed to simplify transactions, Whether you sell products, subscriptions or services  on a global scale, our PCI compliant e-commerce solutions enable fast and secure transactions with a seamless shopping experience for your customers every time. Online shops, full-scale e-commerce platforms, and non-profit donation pages all share one common need: fast, reliable credit card processing.

The Gold Standard in Payment Security

Secure payment gateway you can trust

Your customers trust you with their payment information, Encore Payments makes sure that trust is well-placed. When millions are on the line, security can't be an afterthought. Meet industry-leading compliance, advanced tokenization, and customizable risk controls designed to keep your revenue flowing safely.

Our platform checks each payment in real time, spotting potential fraud while letting legitimate customers through without friction. Control your risk settings to block suspicious transactions while keeping checkout smooth for your regular customers. 

Choose Encore Payments as your reliable partner and secure your payments.